Credit card fraud appears to be all over the place and crooks are fond of using the internet to steal credit card information, due to the privacy it offers. Many people believe that the only way to protect themselves is to stay away from purchasing online altogether. Although that is one method to prevent credit card information from being stolen but it also means one can never purchase anything online again. The marketplace online for goods and services is growing at an alarming rate because people know they can quickly discover the most affordable deals while shopping online. If one does not shop on the internet, you'd be giving up on all the great bargains. Using this method to avoid fraud with credit cards is similar to making the decision to never fly on a plane again to avoid terrorists. True, one would not be a victim of any terrorist attack which involved planes. However, that also means having to deal with the inconvenience of not being able fly while traveling. As with all things on the planet, key is not to avoid the issue however, it is to be aware of the issue and implement an appropriate strategy to lessen the possibility of becoming the victim of credit card fraud while shopping online.
First, let's talk about steps one can take if credit card fraud has already happened. There is no need to be in a panic. When a cardholder discovers that their credit card details have been compromised, the credit card company will not make the cardholder responsible for any charges that are fraudulent, even for charges that were not made prior to making the report that the credit card data is stolen. Credit card companies will then shut down that card from further use and issue a replacement card within one or two weeks, but this is still an issue that many prefer not to go through, if possible.
Online shoppers can use Google's Secure Browsing Tool to check if a website is safe to browse in the event that one is able to trust Google of course. This tool will inform you whether a site is suspicious or not, at the time that Google last scanned it, and also if the website has did anything suspicious before, and also report if it is connected to any suspicious websites even when the website itself is not doing any thing that is suspicious. To see if a website is safe, Amazon gutschein simply copy and paste "http://www.google.com/safebrowsing/diagnostic?site=" into the address field on the browser, and then add the url of the site to be visited. For example, to a company's website, just enter "http://www.google.com/safebrowsing/diagnostic?site=websiteurlhere.com" into the address bar of the browser being used. Once this is entered the Google tool will pop up a simple half page report that will tell you if the website it's referring to is safe or not.
Another method of security one can employ when shopping online, is to utilize trusted third method of payment. Just about everyone has been familiar with PayPal. They are perhaps the most used third party payment method in the world. They permit customers to pay for products or services using them. For example, this means that when a consumer purchases something it is not directly transferring money to the website she is purchasing from. She pays the amount due to PayPal, and then PayPal pays the merchant, meaning that the merchant does not have access to the credit card details of the customer and the credit card information was not transmitted over the internet during the transaction. It doesn't matter whether the client shops on only one or 100 websites. In the event that an alternative payment method from a third party was utilized credit card data was not transferred, meaning that the data isn't floating across the internet on every site where a purchase was made. Other payment methods that are third party like PayPal include, Google Wallet and Amazon Payments.
Armed with this information, online shoppers can now be sure that the websites they browse are secure to shop on, and also avoid entering sensitive information when purchasing. There is no reason to miss out on all the amazing deals available when shopping online, if you are worried about your credit card details being stolen.